DUTIES:

• Originate, structure, and execute commercial lending transactions, with a primary focus



on commercial real estate (CRE) and mid-market corporate borrowers.

• Conduct detailed financial analysis and credit underwriting, including evaluation of



borrower financials, cash flow projections, and collateral performance.

• Structure loan facilities, including determination of pricing, covenants, security packages,



and repayment terms.

• Prepare and present credit memoranda to internal credit committees to support



transaction approvals.

• Manage the end-to-end transaction lifecycle, including origination, structuring,



underwriting, approval, documentation, closing, and ongoing portfolio monitoring.

• Develop and maintain relationships with borrowers, sponsors, developers, and financial



intermediaries to originate and execute transactions.

• Identify and evaluate new lending opportunities across commercial real estate asset



classes.

• Monitor portfolio performance and identify opportunities for additional lending or



refinancing with existing clients.

• Ensure all transactions comply with internal credit policies and approved terms.

• Collaborate with internal stakeholders, including credit, legal, and analytics teams, to



structure and execute transactions.

• Structure loan facilities, including determination of pricing, covenants, security packages,



and repayment terms




REQUIREMENTS:



Bachelor's degree or equivalent in Mathematics, Finance or related



quantitative field and 5 years' experience in commercial real estate (CRE) lending or commercial



lending, including structured finance. Experience must include:

• Experience leading and independently executing lending transactions with limited



supervision.

• Origination and execution of commercial lending or CRE transactions.

• Experience managing multiple concurrent lending transactions in a high-volume



environment.

• Contributed to the development and implementation of internal processes to support



lending operations and transaction execution.

• Financial modelling and credit analysis for debt transactions, including analysis of



financial statements and cash flow projections.

• Preparation and presentation of credit memoranda to internal or external approval



committees.

• Structuring loan facilities, including pricing, covenants, and collateral/security



arrangements.

• Managing transactions through full lifecycle, including underwriting, approval,



documentation, and closing.

• Managing relationships with borrowers, sponsors, and financial intermediaries in a lending



or investment context.

• Financial modelling using Microsoft Excel.

• Credit risk assessment and underwriting methodologies for commercial lending



transactions.

• Analysis of commercial real estate assets and corporate borrower financial performance



Telecommuting may be permitted a few days a week. When not telecommuting, must report to



OakNorth's office in NY, NY.




HOURS: Monday through Friday, 9:00 am to 5:00pm.




LOCATION: OakNorth Bank, plc., 445 Park Avenue, 8th Fl, New York, NY 10022



(Telecommuting may be permitted a few days a week. When not telecommuting, must report to



OakNorth's office in NY, NY.)




SALARY: $200,000 - $300,000 per year




TO APPLY: Email resumes to usrecruitment@oaknorth.com Reference # 10297751 when applying