Discover your future at Citi

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Job Overview

Citi is seeking a highly motivated Business Analyst and Product Manager for its Fixed Income - Spread Products (SP) Technology team that serves the Whole Loan Financing and Securitization transactions. We are looking for a talented professional with a balance of technical and business acumen to partner with the business and guide the development of end-to-end flow on lending transactions.

The Forward Deployed Business Analyst / Technical Product Manager (FDE BA/PM) is a hybrid, high-impact role designed for individuals who combine deep financial domain expertise, product ownership rigor, and hands-on technical execution . The candidate will be a core member of technology team responsible for leading product technology and implementing project by working with multiple business, operations groups, and application owners.

Excellent opportunity to gain exposure to global financing & securitization as well as wholesale credit risk processes and help resolve business' technology challenges.

Responsibilities:

• Develop creative technical solutions to meet business needs and manage complex, high-volume applications in partnership with business partners and stakeholders

• Rapidly build production-grade POCs using internal AI tools to solve acute operational and analytical bottlenecks across the whole loan lifecycle as part of requirements gathering and validation
• Hands-on familiarity with modern development environments (VS Code / Cursor), version control systems (Git/GitHub/Bitbucket), and AI-assisted development tools (such as GitHub Copilot or LLM-driven query/code generation) is a strong plus.
• Lead to formulation of strategies/processes for Product Road map, Development and Governance and contribute to defining standards and new automation initiatives

• Develop communication to guide, influence and convince others, including colleagues in other areas and external customers

• Provide advice and counsel related to the technology or operations of the business and filter, prioritize and validate potentially complex material from multiple sources
• Transition requirements to QA teams across multiple global regions and assist in identifying test scenarios and work with business users to execute UAT, conduct business user training and mange technology implementation

• Deliver material/presentations to Senior Management and application owners and apprise key stakeholders with project health

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 6-10 years of experience in business analysis or systems analysis
• Demonstrated expertise in presenting and using planning tools
• Proven diplomatic and analytical skills
• Proven ability to manage complex and variable issues with substantial potential impact by weighing various action plans and balancing potentially conflicting needs
• Strong SQL capabilities, experience with Python, VS code, GitHub Copilot a plus

Education:

• Bachelor's degree/University degree or equivalent experience
• Master's degree preferred

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Job Family Group:
Technology
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Job Family:
Business Analysis / Client Services
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Time Type:
Full time
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Primary Location:
New York New York United States
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Primary Location Full Time Salary Range:
$129,840.00 - $194,760.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills
Please see the requirements listed above.
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Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
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Anticipated Posting Close Date:
Nov 19, 2026
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Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents - AI Notice and Right
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .

View Citi's EEO Policy Statement and the Know Your Rights poster.