Associate/Senior Associate Lending Solutions Asset Management

Application Deadline: 31 August 2026

Department: Asset Management - Lending Solutions

Employment Type: Permanent - Full Time

Location: London

Description

Arrow Global's Lending Solutions team provides bespoke, structured real estate financing across Arrow's core Western European markets. The team originates, structures, executes and manages performing and special situations investments across a wide range of asset classes and capital structures. Transactions include bridge financings, development loans, structured mortgages and other secured lending solutions across various leverage profiles.

Leveraging Arrow's local platforms and origination network, the team accesses differentiated investment opportunities and delivers compelling risk-adjusted returns, while providing borrowers with flexible, tailored financing solutions. As a vertically integrated investment manager with proprietary origination channels, disciplined underwriting and active portfolio oversight are central to capital preservation and performance generation.

The Associate / Senior Associate will be responsible for the institutional-grade asset management and active oversight of completed lending transactions (with an initial focus on UK loans). The role is process-intensive and documentation-heavy, requiring a high degree of technical fluency in real estate finance structures, facility agreements and intercreditor frameworks.

You will act as a key control function within the investment lifecycle - ensuring that each loan is actively monitored, compliant with its legal documentation, and managed in accordance with internal risk policies and investor reporting standards.

This position offers the opportunity to help formalise and enhance asset management procedures as the portfolio grows, embedding best-in-class controls, reporting standards and governance frameworks across the Lending Solutions platform.

Key Responsibilities

Portfolio Monitoring & Covenant Control
• Monitor compliance with all covenants under facility agreements, including financial covenants, information undertakings, milestone events and draw conditions
• Maintain covenant tracking schedules and develop structured action plans for breaches or potential default scenarios
• Prepare formal internal memoranda outlining risk assessments, remedial strategies and proposed lender actions
• Coordinate with Capital Markets and related internal teams to manage compliance across loan-on-loan and repo facilities, undertake forward-looking risk assessments against underwriting assumptions, and evaluate waiver, amendment or concession requests in connection with back-leverage arrangements.
• Ensure adherence to servicing agreements, participation agreements, intercreditor arrangements and internal asset management policies

Documentation & Structural Governance
• Interpret and apply complex real estate finance documentation, including facility agreements, security documents, intercreditor agreements, guarantees and development monitoring agreements
• Review and process borrower consent requests, waivers, amendments, lease approvals and modifications in coordination with underwriting, legal and external counsel
• Assess compliance with drawdown conditions precedent, including cost certifications, QS reports, budget compliance and documentary requirements
• Prepare and review partial and full redemption calculations in accordance with contractual provisions
• Maintain complete and auditable transaction records in line with company policy and regulatory standards

Financial & Asset-Level Performance Analysis
• Conduct detailed reviews of borrower operating statements and development budgets, normalising and annualising financial performance where appropriate
• Analyse variance to underwritten business plans and proactively identify emerging performance or structural risks
• Monitor debt service coverage, liquidity positions, cost-to-complete and reserve utilisation
• Oversee funding requests, drawdowns and reserve releases to ensure compliance with facility terms and internal approval processes

Governance, Reporting & Systems
• Prepare technically rigorous portfolio reporting for senior management and investment committees
• Draft high-quality internal memoranda summarising performance, risk positioning and recommended actions
• Maintain real-time portfolio data integrity within Arrow's fund management systems
• Contribute to the continuous refinement of reporting templates, covenant tracking frameworks and portfolio dashboards

Borrower & Stakeholder Management
• Maintain disciplined borrower engagement, balancing commercial partnership with lender control
• Conduct site visits and engage with sponsors, operating partners and third-party advisors
• Coordinate with servicing, finance and platform teams to ensure alignment between contractual rights and operational execution

Skills, Knowledge & Expertise

Required Skills & Experience:
• Outstanding academic credentials with a degree from a leading institution
• Direct experience in commercial real estate loan asset management within a bank, credit fund or alternative lending platform
• Strong working knowledge of standard European real estate finance documentation, including facility agreements, security packages, development monitoring structures and intercreditor arrangements
• Advanced financial analysis and modelling skills, with high proficiency in Excel and PowerPoint
• Demonstrated ability to interpret complex legal documentation and translate contractual obligations into operational processes
• Strong understanding of development finance mechanics, including cost-to-complete analysis, draw processes and reserve management
• Exceptional attention to detail and process discipline, with the ability to build and maintain robust control frameworks
• Clear, structured written and verbal communication skills, including the ability to draft formal credit memoranda and articulate complex financial matters to senior investment professionals and external stakeholders.
• Strong relationship-building skills with high emotional intelligence (EQ)-skilled in empathy, active listening, adaptability, and managing diverse stakeholder relationships with tact and professionalism.
• High levels of accountability, ownership and professional judgement
• A desire to operate within a collaborative, high-performance and client-facing investment environment