Job Description

The Analyst will support regulatory risk and governance activities across Model review initiatives and Regulatory Adherence Monitoring (RAM). The role will support Model review activities, including JIRAs related to variables and downstream model uses, while also performing regulatory adherence monitoring to assess alignment with applicable regulatory requirements.

Responsibilities

• Support Model Review initiatives, including JIRAs related to variables and downstream model uses.
• Perform Regulatory Adherence Monitoring (RAM) activities, including review of regulatory requirements, business processes, controls, and supporting evidence.
• Assess whether processes and controls appropriately address regulatory requirements and identify potential adherence gaps.
• Apply an understanding of the model lifecycle and Model Risk Management when reviewing models, variables, rules and decisioning strategies.
• Analyze requirements related to Privacy, Consumer Protection, AI, and other emerging regulatory areas and assess potential impacts on business and model activities.
• Document monitoring results, observations, and supporting rationale, escalating potential issues where appropriate.
• Partner with Model Risk, Compliance, Privacy, Legal and business stakeholders to support regulatory and governance activities.

Qualifications

• Bachelor's degree or equivalent experience in Risk, Finance, Business, Analytics, Compliance, or a related field.
• Foundational understanding of Model Risk Management, model lifecycle, risk management, controls, and governance frameworks.
• Familiarity with Privacy, Consumer Protection, AI, and emerging regulatory requirements impacting models and decisioning.
• Strong analytical and critical-thinking skills with the ability to interpret regulatory requirements and assess their practical impact.
• Strong attention to detail, documentation, and communication skills.
• Experience with RCM, regulatory risk, model governance, or JIRA is preferred.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.