Your new company

Our client is a well-established foreign bank with a strong presence across the Asia-Pacific region. With a diversified corporate banking platform and a commitment to prudent risk management, the bank continues to expand its corporate lending business and strengthen its credit risk capabilities.

Your new role
As a Credit Evaluation Manager, you will be responsible for conducting independent credit assessments on corporate clients and supporting sound credit decision-making across the bank's lending portfolio.
Key responsibilities include:

• Perform comprehensive credit analysis on corporate and commercial banking clients.
• Evaluate financial statements, cash flow projections, industry trends, and business risks.
• Prepare credit assessment reports and recommendations for approval committees.
• Review and recommend credit facilities, including term loans, revolving facilities, trade finance, and treasury-related exposures.
• Monitor existing credit portfolios and identify emerging credit risks.
• Conduct annual reviews, covenant monitoring, and portfolio risk assessments.
• Work closely with Relationship Managers to structure credit facilities and provide risk perspectives.
• Ensure compliance with internal credit policies, regulatory requirements, and risk appetite frameworks.
• Participate in credit approval processes and portfolio management initiatives.
• Support ad hoc projects relating to credit risk management, policy enhancement, and regulatory requirements

What you'll need to succeed

• Bachelor's degree in Finance, Accounting, Economics, Business Administration, or related disciplines.
• Minimum 6-10 years of relevant experience in corporate credit analysis, credit evaluation, or credit risk management within banking.
• Strong understanding of corporate financial analysis, credit structuring, and risk assessment methodologies.
• Experience evaluating mid-market and large corporate exposures across various industries.
• Familiarity with syndicated loans, trade finance, and treasury-related credit facilities is advantageous.
• Sound knowledge of regulatory requirements and banking industry practices.
• Strong analytical, communication, and report-writing skills.
• Ability to engage effectively with internal stakeholders and senior management.
• Proficiency in English is required; additional Asian language capabilities would be advantageous.

What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or share your profile to rowina.lo@hays.com.hk
If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career.