Middle Corporates Credit Approving Officer Middle Corporates Credit Approving Officer …

Citi
in Sydney, New South Wales, Australia
Permanent, Full time
Be the first to apply
Competitive
Citi
in Sydney, New South Wales, Australia
Permanent, Full time
Be the first to apply
Competitive
Citi
Middle Corporates Credit Approving Officer
Core Responsibilities:

· Work independently as an Approver focusing primarily on Medium to Large Cap relationships. Partnering with the sales team and the analyst team, provide value-added input to develop financing solutions with sound credit structure

· Prioritize and timely review incoming credit requests, provide input to Business & Analysts, evaluate credit worthiness of credit applications, provide recommendation and /or approval.

· Working closely with Business team and Analyst team to review and solve the issues and bottlenecks of the outstanding credit applications. Ensure timely completion of credit approval packages, including annual reviews, interim reviews, monitoring memos and new credit proposals.

· Take leadership in monitoring account status, collecting market intelligence, working with business & analysts to evaluate situation and determine necessary actions

· Learning about a broad range of industries and developing a deep level of expertise on Citi's credit, policies and practices

· Maintain an in depth knowledge of Citi credit policies and procedures and applicable local and U.S. regulations in achieving compliance and satisfactory internal and external audit results

· Act as subject matter experts in Commercial Policy

· Participate in Global Industry Workstream to provide input to develop industry specific strategy

· Ensure safe, sound and timely underwriting practices and overall leadership of Citibank credit standards

· Participate in stress test, Country program review and other ad-hoc tasks

Technical Qualifications:

· Degree holder with a minimum ten solid years of experience in corporate/commercial bank lending or relationship management.

· Strong analytical skills with ability to process complex information and structure a financing solution with strong attention to details and balanced risk management focus. Confidence to present high quality credit recommendation.

· Ability to work with bankers and analysts to analyze complex credit, proactively monitor the portfolio under coverage to identify credit migration

· The resilience to adjust plans and priorities when necessary to meet evolving client and business needs

· Highly independent with strong self-initiation and is able to work under pressure with minimum supervision

· Ability to embrace new technology and understand the role digital plays in the experience we deliver for our clients with focus on process discipline and achievement of turnaround time metrics

· Proven leadership skill with excellent interpersonal communication skills at all levels. Proficient in speaking Cantonese and English, with good command of Mandarin and experience in HK MME market.

· Sound understanding of cash, trade and derivative products. Good understanding of counterparty risk, market risk and its impact on credit decision.

· A self-starter with ability to lead and work through ambiguity

Education:
  • Bachelor's degree/University degree or equivalent experience
  • Master's degree preferred


Job Family Group:
Risk Management

Job Family:
Credit & Portfolio Risk Management

Time Type:
Full time

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Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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