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Credit Risk (Financial Institutions, Australia and New Zealand) - Vice President

JPMorgan Chase & Co. Sydney, Australia
Posted 12 days ago Permanent Competitive
Credit Risk (Financial Institutions, Australia and New Zealand) - Vice President
Job Description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new, and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

Job Summary:

As a Vice President in the Commercial and Investment banking Credit Risk team, you will focus on execution of transactions across acquisition & leveraged finance, vanilla and structured loans, derivatives, securities as well as liquidity and cash management products for a diversified portfolio of corporate, financial institutions and government clients. The credit risk team works closely with business partners from Commercial & Investment Banking, Debt and Equity Capital Markets, Markets and Wholesale Payments. It is the primary contributor and driver of credit analytics including risk rating determination, industry assessment (working with internal industry specialists) with a key focus on due diligence, structuring, negotiation, documentation, and approval of such transactions. Credit officers are also responsible for ongoing credit monitoring and review work for all client facilities.

Job Responsibilities:
  • Ongoing supervision and management of a portfolio of banks, non-bank financial institutions, insurers, governments and other financial industry participants with a range of products including derivatives, futures & options, intraday liquidity facilities, securitization warehouses, loan on loan facilities, treasury management products and securities trading/financing products.
  • Maintain strong industry knowledge and update key stakeholders on material developments (e.g. financial performance, market, industry, regulatory) with respect to clients and potential risk ratings impact/s.
  • Exercise a meaningful credit approval authority.
  • Mentor and develop junior CIB Credit Risk team members.
  • Take a lead role on new transactions in terms of credit analysis, client due diligence, structuring and negotiation of legal documentation.
  • Review and approve annual credit reviews (including macro-overview, industry/sector, regulatory, competitor, business and financial analysis) and recommend any changes required to risk ratings and credit facilities.
  • Interact closely with transaction stakeholders including client coverage and product bankers, credit executives and legal counsel.
  • Remain up to date on applicable firm-wide risk policies and support the governance, reporting and data quality requirements of the portfolio.
  • Support the team with ongoing ad-hoc initiatives and workstreams; and
  • Mentor and develop junior CIB Credit Risk team members.

Required qualifications, capabilities, and skills:
  • At least six years credit risk management experience covering financial institutions. Experience in securitization warehouses is a core requirement for this role and any experience with loan-on-loan transactions will be highly regarded.
  • Proven credit risk skills covering both qualitative and quantitative analysis and an ability to understand and analyse the financial statements of both bank and non-bank financial institutions including ratio analysis, accounting standards and financial adjustments.
  • Ability to take an active role in identifying key risks relating to clients, their industries and transaction structures.
  • Good understanding of the products generally used by financial institutions as well as related documentation (e.g. ISDA/CSA, GMRA, and others).
  • Effective written and verbal communication and people skills.
  • Ability to demonstrate excellent time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment.
  • Ability to foster relationships and confidently interact with origination teams and other internal stakeholders.
  • Highly proficient in MS Excel with an ability to navigate through financial models, as well as other MS programs (PowerPoint, Word, Outlook etc); and
  • Undergraduate degree or post graduate qualifications in accounting, business, finance or a quantitative related discipline.

About Us

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the Team

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. We also take great pride in on our commitment to operating with integrity and discipline in all that we do. If you are a team player, are solutions-oriented and have an appetite for learning, you'll be a great fit for our team.
Job ID  300047653468321
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